Free tool · FY 2025-26

India salary calculator

Calculate your in-hand salary after PF, PT and TDS — under both the old and new tax regimes, with Section 87A rebate and 4% cess applied.

Inputs

₹3 L – ₹1 Cr
Annual PT for Karnataka: ₹2,400

New: lower rates, std. deduction ₹75,000, 87A rebate ≤ ₹7L. Old: 80C/80D/HRA deductions allowed, std. deduction ₹50,000, 87A rebate ≤ ₹5L.

Annual breakdown

Basic (40%)₹7,50,000
HRA (20%)₹3,75,000
Special Allowance₹3,53,400
Employer PF₹21,600
Gross₹14,78,400
Employee PF-₹21,600
Professional Tax-₹2,400
TDS (incl. 4% cess)-₹94,130
Taxable income
₹14,03,400
Base tax
₹90,510
87A rebate
-₹0
Annual in-hand
13,60,270
1,13,356 / month
We recommend the new regime for this CTC — you'd save approximately ₹1,01,182 per year.
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Create a workspace, bootstrap the standard Indian defaults (leave types, salary structure, holidays for two years), add your first employee, and run May payroll — all before your evening chai.

  • Workspace auto-bootstrapped on signup (leave types, salary structure, holidays)
  • PF / ESI / PT / TDS computed every run — every cycle
  • Employee + contractor portals included, no extra tier
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